Price is crucial when buying a new car in India, but safety is equally important. Consider Global NCAP ratings for guidance, ensuring advanced safety features like airbags and ISOFIX mounts for enhanced overall safety.

Before delving into specific NCAP ratings for Indian cars, it’s essential to emphasise the importance of comprehensive new car insurance. Securing a reliable policy ensures financial protection for you and your new vehicle.

Insurance providers offer a platform to compare various types of car insurance policy prices and select a plan tailored to your needs. Consider opting for a zero dep car insurance policy to ensure comprehensive coverage and minimal out-of-pocket expenses in case of accidents or damage to your vehicle. Claims are subject to terms and conditions set forth under the motor insurance policy.

Understanding Global NCAP Ratings

Like the U.S. program, Global NCAP assesses new cars in crash scenarios to prioritise security and safety. Established in 2011, GNCAP works to elevate global vehicle safety standards by encouraging crash test reporting worldwide and fostering collaboration among NCAP agencies.

Top Five-Star Cars in India

  1. Tata Punch

The Tata Punch, an entry-level SUV, earns a five-star GNCAP rating, competing favourably with its compact size. It scores 16.45 out of 17 points in the AOP category and four stars with 40.89 out of 59 points in the COP category, featuring notable safety elements like ISOFIX anchorages, a reverse parking camera, dual airbags, ABS, and EBD with brake sway control.

  1. Mahindra XUV300

Awarded a 5-star GNCAP rating, the Mahindra XUV300 excels in aesthetics and performance. It secures 16.2 out of 17 in the AOP category and a 4-star rating with 37.44 out of 49 points in the COP category. Features such as front parking sensors, four-disc brakes, and six airbags contribute to its safety profile.

  1. Tata Altroz

The Tata Altroz, the first premium hatchback in India with a 5-star GNCAP rating, provides exceptional safety. Its crash test results highlight robust protection for front-seat adult occupants. Additional safety features include dual front airbags, ISOFIX mounts, and ABS with EBD, ensuring a secure driving experience.

  1. Tata Nexon

As the first Indian-manufactured SUV to achieve a 5-star GNCAP rating, the Tata Nexon impresses with a 16.6 out of 17 score in the adult occupant category. Noteworthy features include front dual airbags, ESP, ISOFIX mounts, ABS with EBD, Hill Hold Assist, and emergency brake assist.

  1. Mahindra XUV700

Earning a 5-star GNCAP rating, the Mahindra XUV700 stands as the second Mahindra SUV with this distinction. Scoring 16.03 out of 17 in the AOP category and four stars with 41.66 out of 49 points in the COP category, it prioritises driver and passenger safety. Key safety features include seatbelt pre-tensioners, ABS, ISOFIX anchorage, and dual airbags.

When selecting a new car in India, prioritising safety features is crucial. Awareness of NCAP ratings empowers you to make an informed decision, potentially preventing accidents or minimising their impact. Regardless of the chosen vehicle, comprehensive new car insurance enhances overall protection for your four-wheeler. Evaluate your insurance options conveniently from home, ensuring a comprehensive and secure driving experience. Ensure that you renew car insurance on time for uninterrupted coverage. *

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